It’s no secret that the credit union industry has changed drastically over the last five to ten years. The impact of technology, regulation, competition, and the rise of a new type of consumer have made change the only consistent thing the credit union industry can truly count on.To succeed in today’s market, you need a different strategy, a different approach to how you do business, and one that calls for a different type of team member to deliver it. In the good old days, a member came into the credit union, asked for what they wanted, and your team member’s job was to ensure the member got it. In the most progressive financial services cultures, a credit union might go so far as to offer a member another product or two or even do a quick profile. That approach, while admirable, is not enough in today’s challenging environment.Today’s members now turn to technology for routine and easy-to-handle transactions and save interaction with their credit union for more complex needs and services. The volume of regulation combined with a lack of clarity means team members need to be able to handle the challenges of implementation and compliance. Additionally, the ever-changing competitive market has created a powerful consumer who now expects exceptional service and delivery. Added to this is the fact that social networking provides members the ability to “spread the word” to thousands of other prospects about their experience with your credit union, and it becomes clear that credit unions don’t just need to know your products and services; you need a team that can and will actually think critically.Critical thinking (the ability to quickly assess the situation, define the strengths and weaknesses as they relate to the implications of the decision, and act accordingly) is the most important skill team members need to succeed in today’s changing and challenging environment. Nothing in today’s financial services industry is black and white, and constant change, combined with higher customer expectations, has created an environment where the most valuable team members we have are the ones who can think on their feet, make quick decisions, and feel empowered to act.The problem is, as leaders in credit unions, we have created a culture that discourages our employees from assessing, thinking and acting. Rules and policies, downsizing, and direct leadership styles have created team members who are often afraid to act, and feel compelled to do only what a manager asks of them, rather than to adjust their strategies to meet both the members’ need and their manager’s objective.So, if a team of critical thinkers is what we need, how do we, as leaders, build a culture that not only attracts and retains that type of talent, but that also develops it?5 Strategies:Question – If you want your team to think critically, then ask them to think, and learn to lead through questions! All too often as leaders we supply the answers, solve problems, and offer the solutions for our teams, creating not only a sense of reliance on us as leaders, but actually taking away any reason for team members to think through problems. The next time one of your team members has a question, I challenge you not to answer it. Instead, rather than giving them the answer, ask them what they think, what they would do, and what solutions they have. Even if their solution isn’t perfect, and you have to supply the answer in the end, you have inspired them to think before they act. What a concept!Explain – If you want your team members to think, you need to offer them ownership in the process. As a leader in today’s challenging environment, the questions of what and why something needs to be done or needs to change belong to you, but the question of how belongs to the team. Helping your team understand objectives and why they are important supports their big-picture vision, and getting them to answer the question of how ensures that they think through the situation, come up with solutions, and take ownership over the process.Challenge – Thinking is like a muscle and it needs to be pushed to grow. If you want your team to learn to think, they need challenge. To produce thinkers, provide opportunities for your team to get outside the box, come up with new ideas, and try new approaches. And as a leader, you need to surrender to the outcome of this challenge. Failure and disappointment are powerful allies when developing the skill of critical thinking. As a leader, understanding that your team will learn a great deal from challenge and failure will produce a team of critical thinkers.Coach – As a leader, you need to invest in your team and carve out time for personal development in the form of coaching. Investing in your team gives you the opportunity to work one-on-one with team members to objectively discuss what they feel is and isn’t working and then work together to develop a plan about (think through) what they can do to bring themselves and your organization to the next level.Reward – Recognize and reward what you want. If you want critical thinking skills, reward and recognize team members who display those skills, regardless of the outcome. Rewarding members who take risks, think through problems, and have the courage to act will reinforce the message that critical thinking and action are what you and your organization value. As a leader, the more you do to positively reinforce this behavior (and coach through the result), the more you will do to inspire critical thinking. In today’s environment, your greatest competitive advantage is your team. As a leader, you need to ensure you’re doing everything you can to fully develop your team by teaching them the skill they need to succeed. 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Meridith Elliott Powell Named One Of The Top 15 Business Growth Experts To Watch, Meridith Elliott Powell, is a leadership and sales expert, who helps her clients learn the strategies they need to … Web: https://www.meridithelliottpowell.com Details
October 20, 2020
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October 19, 2020
French President Emmanuel Macron on Monday announced he was extending a virtual lockdown to curb the coronavirus outbreak until May 11, adding that progress had been made but the battle not yet won.Following Italy in extending the lockdown but announcing no immediate easing of restrictive measures as in Spain, Macron said the tense situation in hospitals in Paris and eastern France meant there could be no let-up in the country.Since March 17, France’s 67 million people have been ordered to stay at home except to buy food, go to work, seek medical care or get some exercise on their own. The lockdown was originally scheduled to end on Tuesday. “I fully understand the effort I’m asking from you,” Macron told the nation in a televised address at the end of the lockdown’s fourth week, adding the current rules were working.”When will we be able to return to a normal life? I would love to be able to answer you. But to be frank, I have to humbly tell you we don’t have definitive answers,” he said.Schools and shops would progressively reopen on May 11, Macron said. But restaurants, hotels, cafes and cinemas would have to remain shut longer, he added. International arrivals from non-European countries will remain prohibited until further notice.Macron, whose government has faced criticism over a shortage of face masks and testing kits, said that by May 11, France would be able to test anyone presenting COVID-19 symptoms and give nonprofessional face masks to the public. Macron also said he had asked his government to present this week new financial aid for families and students in need.Not prepared Acknowledging his country had not been sufficiently prepared early on to face the challenges posed by the outbreak of the new coronavirus, Macron appeared to seek a humble tone in contrast to the war-like rhetoric of his previous speeches.”Were we prepared for this crisis? On the face of it, not enough. But we coped,” he said. “This moment, let’s be honest, has revealed cracks, shortages. Like every country in the world, we have lacked gloves, hand gel, we haven’t been able to give out as many masks as we wanted to our health professionals.”The French, long accustomed to being told their high taxes paid for the “best healthcare in the world,” have been dismayed by the rationing of critical drugs, face masks and equipment and have watched with envy the situation in neighboring Germany.Macron’s acknowledgment of the shortcomings was broadly well-received.”It’s not every day you hear a president offer a mea culpa and dare say ‘we have no definitive answers.’ Reassuring and necessary sincerity,” analyst Maxime Sbaihi of the think tank GenerationLibre said.After a relentless increase until the first week of April, the number of patients in French hospitals’ intensive care units has started to decline, prompting health authorities to call a plateau in the epidemic.But if French hospitals are just about coping, helped by a massive effort to transfer patients by plane, helicopter or even high-speed train from hospitals in the east and Paris to the west, nursing homes have been overwhelmed.By Monday, the coronavirus had claimed 14,967 lives in France, the fourth-highest death toll in the world, with more than 98,076 confirmed cases, according to official figures.”We’ll have better days, and we’ll return to happy days,” Macron said. Topics :
October 19, 2020
“Certain government officials would like nothing more than the opportunity to permanently evict these neighborhoods,” said Williamson, executive director of Catalytic Communities, a non-profit supporting Rio de Janeiro’s favelas.”Government officials will use the high death count to push evictions, arguing that it was these communities’ unhygienic conditions that produced the deaths, rather than recognizing their own neglect of sanitation and health,” she said.About a third of the world’s urban population lives in informal settlements, according to the United Nations, with poorly ventilated homes, little or no running water, few toilets and inadequate sewage systems.Most residents lack property records and face the constant threat of eviction, made worse now with job losses and plans for redevelopment, said Shivani Chaudhry, executive director of Housing and Land Rights Network (HLRN) in Delhi. Topics : The easing of coronavirus lockdowns in cities around the world could lead to a rise in evictions of slum dwellers, housing experts warned on Wednesday, with healthcare workers and migrants also facing difficulties finding homes.More than 6 million people have been reported infected with the coronavirus globally, according to a Reuters tally, with slums from Brazil to the Philippines emerging as hotspots.As eviction moratoriums and rent holidays end, those who have lost jobs will be vulnerable to evictions, with authorities also likely to use the pandemic as an excuse to clear slums, said Theresa Williamson, a Brazil-based city planner. In India, there was no moratorium on evictions during a months-long lockdown, and several were reported then, she said.”If evictions could be carried out during the lockdown when people were asked to stay at home, there is a genuine fear that these will continue or even rise after restrictions ease,” she told the Thomson Reuters Foundation.More than 11 million people in India risk being uprooted from their homes as authorities build highways and cordon off forests, HLRN forecast before the pandemic.”We could see evictions on account of the inability of people to pay rent, as well as for infrastructure projects being promoted under the guise of economic recovery,” Chaudhry said.Housing ‘gatekeepers’The stigma around those infected or exposed to the coronavirus has also led to doctors, healthcare providers, sanitation and low-skilled workers being denied housing, said Chaudhry.The Indian government last month launched an affordable rental housing scheme for migrant workers and the urban poor, and proposed stringent punishment for those harassing or attacking healthcare personnel.But landlords can still refuse to rent to them, said Nirat Bhatnagar, founder of Belongg, a social venture that aims to register homeowners willing to rent without discriminating.In addition, landlords may insist on health certificates or for new tenants to use India’s coronavirus contact-tracing app, which might exacerbate discrimination, he said.”Already, we are seeing increased levels of social censure and gatekeeping in cities such as Mumbai, where resident associations regulate access to housing,” Bhatnagar said.”People are likely to more closely monitor their neighborhoods, and this will likely lead to increased levels of discrimination against certain kinds of people who are falsely identified as being carriers of the coronavirus,” he said.
September 29, 2020
The Dutch pensions sector is resisting proposals to publish details about individual organisations unearthed during supervisory surveys.Responding to a consultation on legal proposals aimed at increasing transparency in financial markets, the Dutch Pensions Federation, asset managers and insurers argued the move could be counterproductive.The proposed legislation would allow De Nederlandsche Bank (DNB) and AFM to mention the names of individual organisations when publishing results of surveys comparing performance.Those surveyed would be notified of the release of such information at least five days in advance, allowing the affected organisation to lodge an appeal. DNB regularly conducts surveys, for example examining IT, outsourcing of asset management and board quality, whereas AFM has looked into investment costs and the accuracy of the uniform pensions statement (UPO).The regulators have also jointly surveyed pension funds’ communication policy.The proposed legislation would also allow the regulators to publicly respond to comments about supervision.Currently, they can only confirm or deny, but are barred from publishing other confidential information.The proposed transparency is also meant to encourage financial organisations to improve their performance and to help consumers reach decisions.In a statement for IPE’s sister publication Pensioen Pro, a spokesman for the Pensions Federation said that the legislation could make pension funds reluctant in sharing information.“The proposals only seem to focus on transparency, but lack the arguments why they would improve supervision,” he said.In its response, the industry organisation noted that the consultation largely seemed to target commercial players, and that it lacked concrete text proposals for pension funds.The Dutch Fund and Asset Management Association (Dufas) said it expected the legislation to result in a “fear culture”.“Naming an individual company should, because of its large impact, be a measure of last resort ” it argued.The Association of Insurers (VvV) emphasised that theme surveys are meant to provide insight for the supervisor and that they should not be used for the purpose of enforcement.Eumedion, the Dutch corporate governance and sustainability forum for institutional investors, suggested that the watchdogs publish examples of best practice rather than exposing companies for unfavourable practices.By contrast, the securities owners association (VEB) said it welcomed the proposals, arguing that transparency would have a preventative effect and would also force financial companies to quickly take measures for improvement.It added that reports of company-specific surveys contain “very relevant” information for investors and other financial consumers.
September 26, 2020
Tweet Share EducationFaithLifestyleLocalNewsTertiary 22 graduate from Trinity School of Ministry by: Dominica Vibes News – September 12, 2016 1022 Views no discussions Sharing is caring! Share Twenty-two adults have graduated from the Trinity School of Ministry’s first graduation.The Trinity School of Ministry opened here on 4 October 2015 in collaboration with Faith International Training School, New Jersey.The Biblical Education programme, geared towards developing servant leadership, targets pastors, church ministry personnel, and all those seeking spiritual enrichment and strong leadership capacity with a biblical foundation. The school hosted its first graduation ceremony under the theme, ‘Breaking Barriers, Progressing by Grace’ on Sunday 11 September at the Truth and Grace Fellowship building on Independence Street, Roseau.Avril Ansel-Junkere, Jefferson Antoine, Melissa Kerchel Antoine, Nathalie Antoine, Olutola Balogun, Bernadette Challenger, Frederick Alexander-Durand, Bertillia Durand-Hurtault, Bertha Juliette Joseph, Jules Joseph, Mfon Joseph, Florestine Anthea Lewis, Gertrude Lewis-Webb, Joseph Lewis, Kerry-Ann White Lewis, Uchenna Ozoekwe, Caleb Randy Rodney, Daisy Rodney, Clivette Nurse-Sharplis and Octavia Timothy were the graduates.Florestine Anthea-Lewis was the valedictorian while Octavia Timothy was salutatorianRandy Rodney, who is the pastor of Truth and Grace Fellowship, said dreams really do come true and visions can be accomplished despite mountainous challenges.“My desire to elevate the quality of ministry provided to our communities and country to wake latent leaders and to give a sense of professionalism in Christian organizations and churches has begun to materialize,” Rodney stated.“Structured biblically based summons, well-managed ministry, perfectly crafted public and media presentation, Jesus propelled humility in God’s service and lots more, are areas that I believe that they can all develop in and this Trinity School of Ministry is well poised to deliver,” he added.According to Rodney, the Trinity School of Ministry’s desire is to assist the national church to grow, to augment leadership at all levels, as well as create avenues for commitment to be awaken in the matter of the kingdom.“Consequently, all students and I underscore all students, are told and be requested to sign an understanding that after being trained here they must commit to serve in their churches or organizations for a minimum of two years and if there is a call of the Lord upon their lives to engage in ministry elsewhere, to obtain the blessing of the local pastor,” he revealed.“We are doing this ladies and gentlemen not because we are looking for members but because we want to ensure the growth of the national church,” Rodney emphasized.– / 120 Share
September 24, 2020
The Batesville Boys and Girls Cross Country team hosted their opening season meet and they both got off to a 3 and 0 start on Thursday night by defeating Greensburg, North Decatur, and South Decatur.On the boys side, the Bulldogs finished with 25 points while Greensburg came in second with 54, followed by South with 80 and North with 85. The Bulldogs were led in scoring by Junior Caleb Moster and Senior Connor Bell. The two came in first and second respectively with times of 17:30 and 17:42. Also running well for Batesville were Clay Yeaton who came in 6th, Brice Keeton in 7th, Grant Meyers in 9th and Quentin Gowdy in 10th.For the girls, Batesville finished with 33 points just ahead of Greensburg with 38, followed by North Decatur with 59and South was incomplete. Leading for the Dogs was Junior Mary Poltrack coming in 2nd with a time of 20:14. Others running well were Maria Wessel who came in 6th, Sarah Poltrack, 7th, Audrey Weigel, 8th and Katie Baumer, 10th.Also, a congratulations goes out to Greensburg’s Shelby Pake who ran a new meet record as well as a new school record, with a very good time of 19:27.For the Bulldogs, this was a great start to what will hopefully be a very fun and exciting season. Batesville competes again next Saturday at the Rushville Invitational.Courtesy of Bulldogs Coach Lisa Gausman.
September 22, 2020
RelatedPosts Ogba resigns membership from AFN Board Ebonyi FA poll: Ministry sets up committee to probe Senator’s, other contestants’ emergence ASAC Asaba 2018: Ogba blames participating countries’ contingents for arrival schedule issues The Chairman of the Local Organising Committee for the 2018 Africa Senior Athletics Championships held in Asaba, Delta State, Evangelist Solomon Ogba, has described as untrue that the Athletics Federation of Nigeria got $150,000 from the Confederation of African Athletics for the event.In a statement released through his Media Adviser, Olukayode Thomas, Ogba said the money from the CAA was explicitly given to the LOC to assist in the hosting of the continental championships and was never meant for the Federation as suggested.Ogba said: “It is a global norm that when cities are to host important events, governing and continental bodies give monetary and technical assistance to support the Local Organising Committees, so the $150,000 was assistance for the LOC, not AFN.FIFA does similar things in football just like other world sporting bodies.“That said, if the $150,000 is even converted to naira, it is a pittance to what was spent to host Asaba 2018, which was adjudged as one of the best organised editions of the continental showpiece.”Ogba, who resigned from the AFN board early on Monday, wondered why accusing fingers are been pointed at the AFN and no one is talking about the N850 million applied for by the sports ministry to support the African championships.“As at today, neither the LOC of Asaba 2018 nor anyone from Delta State has been informed about what happened to the N850 million the sports ministry requested from the Presidency for Asaba 2018,” Ogba noted.He said there is no going back on his decision to quit the AFN, adding that the undue interference in the board was unbearable.He noted that several attempts had been made to impeach the present AFN President, Shehu Gusau, and he described the desperation as unfair, unjust and uncalled for.The Nigeria Olympic Committee First Vice President said: “As an elder statesman, I cannot continue to watch and see things go bad, but my resignation from the board does not mean I’m no longer part of the athletics family.“I’m still the Delta State Athletics Association president, which is one of the biggest stakeholders in the country, and I will continue in that role even as I continue to contribute at all levels to the development of sports.” Tags: Solomon Ogba
September 20, 2020
There’s a new Republican challenger gunning for Representative Alexandria Ocasio-Cortez’s seat in New York.Businesswoman Scherie Murray announced via Twitter Wednesday that she’s running for Congress next year.She says “there’s a crisis in Queens and it’s called A-O-C”, referring to Ocasio-Cortez by her initials.Murray immigrated from Jamaica as a child and is active in state Republican politics.The 38-year-old joins four other Republicans who have filed to run.No Democrats have made a bid for Ocasio-Cortez’s seat at this time.
September 20, 2020
Officials announced a mandatory curfew in the town of Palm Beach to prevent the spread of coronavirus. It is set to start Tuesday night at 9 p.m. and end at 6 a.m. each day.Officials say exceptions will be for town residents, town ID holders and medical personnel. And all public beaches and the Phipps Ocean Tennis Center are shutting down.No curfews have been instituted elsewhere in Palm Beach County or the Treasure Coast.