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first_imgThursday 14 October 2010 9:09 pm More From Our Partners Astounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgKiller drone ‘hunted down a human target’ without being told tonypost.comA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgFlorida woman allegedly crashes children’s birthday party, rapes teennypost.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgFeds seized 18 devices from Rudy Giuliani and his employees in April raidnypost.comRussell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.org Private equity group HIG Capital will invest £62.5m in marketing firm Engine Group to help fund its expansion into the US, China and Brazil.The investment will consist of an initial £32.5m, followed by £30m over the next two years. HIG, which recently moved into new City offices, will eventually hold a stake of around 40 per cent in the Engine.The communications firm, which owns ad agency WCRS and PR group MHP, hopes the extra capital will help it grow exponentially as it moves into lucrative new markets.It is thought Engine, whose clients include News International and BSkyB, will drive its growth in these regions both organically and inorganically, with a string of acquisitions on the horizon.Engine decided to postpone a planned IPO earlier this year due to uncertain economic conditions.Engine chief executive Peter Scott said he hopes the new funding will help build his firm’s revenues from £59m to over £500m within five years. whatsapp Show Comments ▼ whatsapp Sharecenter_img by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesBrake For ItThe Most Worthless Cars Ever MadeBrake For ItBetterBe20 Stunning Female AthletesBetterBemoneycougar.comThis Proves The Osmonds Weren’t So Innocentmoneycougar.comTaonga: The Island FarmThe Most Relaxing Farm Game of 2021. No InstallTaonga: The Island FarmPeople TodayNewborn’s Strange Behavior Troubles Mom, 40 Years Later She Finds The Reason Behind ItPeople Todaythedelite.comNetflix Cancellations And Renewals: The Full List For 2021thedelite.com Tags: NULL KCS-content HIG invests £62m in Engine last_img read more

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first_imgThe action taken in the Aspers case marks the second time in a week the Commission has cracked down on AML and social responsibility failings. The penalty – based on both the severity of offences and Aspers’ finances – initially totalled £1.8m. “As the regulator, we examined the casino’s management of the individual and found failings around the company’s anti-money laundering, social responsibility and customer interaction procedures.” X made additional cash payments of £5,190, £5,660 and £6,100 between September and November 2018, the last of which was made the day before their death. The Gambling Commission has issued a £652,500 ($890,000/€742,000) financial penalty to Aspers’ Stratford City Casino after an investigation uncovered a number of anti-money laundering (AML) and social responsibility failings. AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Regions: UK & Ireland In September 2019, the Commission opted to begin a review of Aspers’ operating licence. This identified several failings regarding money laundering and social responsibility, as well as regarding enhanced checks for the use of large amounts of cash or equivalents. Subscribe to the iGaming newsletter The individual last visited Aspers on 11 November, where they spent £6,100 in cash. They previously incurred significant losses at the venue, including a £51,000 cash purchase. “This was a tragic case and our thoughts remain with family,” McArthur said. “The circumstances of the death were investigated by both the police and the coroner.  Specifically regarding X, it said Aspers continued to allow them to gamble without performing enhanced due diligence checks as required. Furthermore, the operator failed to effectively monitor X or keep a record of their activity. 4th February 2021 | By Daniel O’Boyle It said that the operator’s policies, procedures, and controls “could have been better in some important respects” and also could have been implemented more effectively. Social responsibility code provision 3.4.1 says that operators must implement policies and procedures for customer interaction if a customer’s behaviour may indicate problem gambling, “with specific provision for those designated as high-value or VIP customers”. Aspers Stratford hit with financial penalty over AML and player protection failings The investigation was launched in December 2018 after the Commission became aware that a member of Aspers’ VIP programme, died by suicide in the early hours 12 November, 2018. Aspers was also ordered undertake an independent audit within six months, in order to ensure that all of the changes within its internal reporting were implemented and still in place. Malta-based remote operator and supplier White Hat Gaming agreed to pay a settlement of £1.3m last week. The Commission’s findings in its review of White Hat included a customer who lost £85,500 in 85 minutes, on the same day he opened an account. Another player lost £2,000 in a short period of time, which triggered a customer interaction, but was still allowed to lose a further £50,000 ten days later. Regarding social responsibility, the regulator again found that Aspers’ policies and their implementation were insufficient. It said responsible gambling interactions with X as a VIP customer “did not always take place or were lacking” and that there was a “misguided assumption” that they could afford their gambling losses. Topics: Casino & games Social responsibility Casino regulation Problem gamblingcenter_img It asked operators to ensure that they keep “a clear, up-to-date, and fit for purpose Responsible Gambling Policy”, have policies to protect new customers before their patterns of play were established and and have robust policies regarding cash that capture all elements of play. The Commission said these were not flagged as they were spent on electronic roulette, and only table games were flagged. This constituted a “fundamental weakness in the Aspers’ loose cash policy”, though has since been corrected. The Commission did note Aspers “sought to rectify the failings identified during the review and implement all of the recommendations made by the internal report in relation to its policies and procedures”. The Commission found a number of anti-money laundering failures on Aspers’ part. “We will be watching [Aspers’] future conduct closely and this case highlights why all operators must not only have clear policies in place, but that they are up to date and implemented by staff who have the correct training to spot signs of gambling harm or unusual patterns of play,” McArthur said.   However, after the operator provided evidence showing the extent to which its finances had been adversely affected by casino closures and other restrictions to limit the spread of the novel coronavirus (Covid-19), the Commission lowered the penalty to £652,500. However, X made cash purchases at Aspers of £46,920 and £51,000 on 2 and 3 September 2017, respectively, without facing any enquiries. The Commission said the operator put “too much reliance on X’s previous winnings” in assuming they could afford their spending, and that the money was the player’s own. In addition, Aspers agreed to divest the £78,233 that it had “accumulated as a result of its failings in relation to X and another customer”. With regard to both AML and social responsibility failures, the Commission added that it was possible that these failures extended to other high-spending customers, but Aspers said that the circumstances in X’s case were “exceptional”. This amounted to a breach of Condition 12.1.1 of the Licence Conditions and Codes of Practice (LCCP), the Commission concluded. Condition 12.1.1 states operators must have “appropriate policies, procedures and controls to prevent money laundering and terrorist financing” in place, which must be regularly reviewed and revised if necessary. Gambling Commission chief executive Neil McArthur said that while it wasn’t the Commission’s place to examine the circumstances of the player’s death, it was clear that Aspers had certain failings in its policies and how it interacted with him. The Commission also warned all other operators to consider to ensure that they were following the AML, social responsibility and use-of-cash rules. Casino regulation The Commission also pointed to Aspers’ failings when it came to customers spending large amounts of cash. Licence condition 5.1.1 says operators should have “appropriate policies and procedures concerning the usage of cash and cash equivalents by customers”. Aspers’ own AML policy says cash transactions of £5,000 or more should face further checks. After X’s death, Aspers immediately launched an internal investigation and created an internal report about its interactions with this customer and the adequacy of these procedures, which it produced to the Commission in December 2018. This report noted regulatory failings and problems with Aspers’ policies that could affect all customers. Tags: Gambling Commission VIP “The Commission has a statutory obligation to take into account any representations received before a financial penalty is imposed,” it said. Ultimately, the regulator opted to issue out both a warning and a financial penalty for breaches of AML, social responsibility and use-of-cash rules.  Email Addresslast_img read more

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first_imgThe Co-operative Bank of Kenya Limited (COOP.ke) listed on the Nairobi Securities Exchange under the Banking sector has released it’s 2019 presentation results for the third quarter.For more information about The Co-operative Bank of Kenya Limited (COOP.ke) reports, abridged reports, interim earnings results and earnings presentations, visit the The Co-operative Bank of Kenya Limited (COOP.ke) company page on AfricanFinancials.Document: The Co-operative Bank of Kenya Limited (COOP.ke)  2019 presentation results for the third quarter.Company ProfileThe Co-Operative Bank of Kenya Limited is a financial services institution offering banking products and services for the retail banking and wholesale banking sectors in Kenya. Its full-service offering ranges from transactional banking products to access accounts, LPO financing, invoice discounting services, term loans, asset finance and letters of credit. The company also provides medical, motor, general, life, agriculture and micro-business insurance as well as treasury products, fixed income and money market products and money transfer services. The Co-Operative Bank of Kenya was founded in 1965 and its head office is in Nairobi, Kenya. The company is a subsidiary of Co-op Holdings Co-operative Society Limited. The Co-Operative Bank of Kenya Limited is listed on the Nairobi Securities Exchangelast_img read more

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first_img Rector Tampa, FL Youth Minister Lorton, VA People An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET RIP: John Wood Goldsack, New Jersey chancellor and long-time deputy, dies Submit an Event Listing Submit a Job Listing Course Director Jerusalem, Israel Assistant/Associate Priest Scottsdale, AZ In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Priest-in-Charge Lebanon, OH New Berrigan Book With Episcopal Roots Cascade Books Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Director of Administration & Finance Atlanta, GA Featured Events Rector (FT or PT) Indian River, MI Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Submit a Press Release Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Canon for Family Ministry Jackson, MS Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Featured Jobs & Calls Press Release Service Priest Associate or Director of Adult Ministries Greenville, SC TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Assistant/Associate Rector Morristown, NJ An Evening with Aliya Cycon Playing the Oud Lancaster, PA (and streaming online) July 3 @ 7 p.m. ET [Episcopal News Service] A memorial service will be held Jan. 12 at St. John’s Episcopal Church in Somerville, New Jersey, for Canon John Wood Goldsack, chancellor of the Diocese of New Jersey, who died suddenly on Christmas Eve.Goldsack, 65, was a lawyer in Plainfield, New Jersey, who served the diocese as vice-chancellor for more than 20 years and became its chancellor in 2007, according to an obituary here.“He particularly enjoyed being able to give of his time, talent and treasure to the Episcopal Church,” the diocese said. Goldsack was elected eight times as a General Convention deputy. He served on several standing commissions of the Episcopal Church, including Constitution and Canons and most recently Structure and Program, Budget & Finance.“He was a confidante to numerous leaders in the wider church. His knowledge and depth in canonical matters was frequently called upon by colleagues from throughout the church,” Chuck Perfater, Province II executive coordinator, said. “He will be remembered as a very intellectual, witty and compassionate contributor to church life … no matter what venue he was serving at any point in time.”Goldsack’s wife, Colleen, died in late 2011, and he was in the process of selling their condo and moving back to his boyhood hometown, Somerville, at the time of his death, according to Perfater. The diocese said Goldsack was happy to have returned to his childhood parish of St. John’s for the last few years of his life. Previously he had been an active member of the Church of the Holy Cross, North Plainfield, New Jersey, where he had served on the vestry and as warden.He is survived by two children, Dorothy-Jane Colleen Goldsack Porpeglia and Kevin Grant Goldsack; two grandchildren; a sister; two nephews and a niece; his new dog, Snickers; and many other family members and friends.Goldsack attended Hartwick College in Oneonta, New York, where he met his wife of 40 years. They met through a choir tour and shared a lifelong love of music. Goldsack attended Rutgers Law School in Camden, New Jersey.The Jan. 12 service begins at 11 a.m. The family will receive family and friends from 8:30 to 10:30 a.m. at the church and again immediately after the service. A private interment of his ashes is planned. Rector Shreveport, LA Episcopal Church releases new prayer book translations into Spanish and French, solicits feedback Episcopal Church Office of Public Affairs Bishop Diocesan Springfield, IL Rector/Priest in Charge (PT) Lisbon, ME Rector Knoxville, TN Assistant/Associate Rector Washington, DC Rector Belleville, IL Director of Music Morristown, NJ Rector Hopkinsville, KY The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Missioner for Disaster Resilience Sacramento, CA This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Rector Washington, DC The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Tags By ENS staffPosted Jan 2, 2013 Family Ministry Coordinator Baton Rouge, LA Cathedral Dean Boise, ID Rector Albany, NY Associate Priest for Pastoral Care New York, NY Associate Rector Columbus, GA Obituary, Curate Diocese of Nebraska Rector Pittsburgh, PA Virtual Episcopal Latino Ministry Competency Course Online Course Aug. 9-13 Rector and Chaplain Eugene, OR Associate Rector for Family Ministries Anchorage, AK Rector Martinsville, VA Curate (Associate & Priest-in-Charge) Traverse City, MI Rector Collierville, TN Rector Smithfield, NC Rector Bath, NC last_img read more

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first_img Save my name, email, and website in this browser for the next time I comment. You have entered an incorrect email address! Please enter your email address here Please enter your name here TAGSCaroll GrimandoChristine MooreOrange County Public SchoolsWolf Lake ElementaryWolf Lake Middle School Previous articleApopka Burglary Report and MapNext articleMiss Apopka Send-off Party Denise Connell RELATED ARTICLESMORE FROM AUTHOR Share on Facebook Tweet on Twitter Gov. DeSantis says new moment-of-silence law in public schools protects religious freedom UF/IFAS in Apopka will temporarily house District staff; saves almost $400,000 LEAVE A REPLY Cancel reply Please enter your comment! Florida gas prices jump 12 cents; most expensive since 2014 Caroll Grimando has a new challenge, and it’s twice as large, and right next door.Grimando, the current principal at Wolf Lake Elementary, is replacing Laura Beusse as principal of Wolf Lake Middle School. Beusse, who was principal at Wolf Lake Middle School since 2012, is taking the reigns as Ocoee High School’s new principal.However instead of a transfer, Grimando will lead both schools and become a “Master Principal”.When an Orange County Public School principal is given more than one school, they are called Master Principals. Grimando will be the fourth.Christine Moore, the OCPS Board Member for District 7 (which includes all of Apopka), explains the relatively new concept.“Master principals are a solid way for continuity, leadership development and better service to families. Additionally, the two schools under the same principal will provide a more nurturing environment with increased opportunity for collaboration.”Grimando is eager to begin, and points out the students at WLMS are previous students at Wolf Lake Elementary.Caroll Grimando“I’m very excited about the opportunity that has been afforded to me and my mind is reeling with all the wonderful possibilities that exist from creating such a unique partnership.  I already know many of the children and families at WLMS and I am thrilled to be able to continue to work with a community that values education and partners with the teachers and administration.  I can’t wait to get started!”Grimando recognizes the challenge of being principal at two large schools. Wolf Lake Elementary is approximately 1,200 students, while WLMS is approximately 1,300. But she feels the assistant principals and staff are groomed and experienced to help her with this challenge.“I feel I can be effective in a dual principal role because I will be surrounded by very capable and supportive staff members and parents at both schools.  We have enjoyed a wonderful history of success at Wolf Lake Elementary and I certainly did not do that alone.  I surrounded myself with a dynamic and knowledgeable leadership team, as well as talented and hard-working staff members that helped me carry out my vision.  I had parents who supported us and worked with their children to ensure their growth.   The previous principals at Wolf Lake Middle have also put effective systems in place and hired a committed and talented staff, so that students continue to flourish into their middle school years.  I intend to make the best use of the talent in the staff at both schools, create a successful “merger” in which we collaborate and share resources, and unite toward a common vision of making the “Wolf Schools” the most successful schools in our district.  I will have five capable and determined Assistant Principals who will help me promote this vision and I have no doubt that our joint staffs will embrace the partnership and appreciate the “It Takes a Village” mindset.  Together, we will be even better!”Moore is in agreement and applauds the move.“Caroll Grimando was a fantastic decision. I heartily support her as the superintendent’s choice.”last_img read more

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first_imgThe UK’s second largest independent co-operative, the Midcounties Co-operative, has chosen Help the Hospices as its Charity of the Year for 2009.Employees will help fundraise for eleven local hospices in the Co-operative’s trading area, which includes Shropshire, Gloucestershire, Buckinghamshire and Worcestershire.Fundraising activities will include a Spring Clean to encourage employees and customers to donate items to local hospice shops, a ‘Go Yellow’ month in June to mark the hospice colour and support for World Hospice and Palliative Care Day in October.Midcounties Co-operative operates 650 businesses ranging from food stores, travel branches, and pharmacies, to childcare nurseries, car dealerships and post offices. Employees at all of them will be encouraged to participate in fundraising activities throughout the year.www.helpthehospices.org.uk Howard Lake | 16 February 2009 | News Tagged with: charity of the year corporate AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.  40 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Midcounties Co-operative choose Help the Hospices as charity of the yearlast_img read more

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first_img SHARE By Gary Truitt – Dec 21, 2016 Corn Breeders Switch from Offense to Defense in New Hybrids SHARE Home Indiana Agriculture News Corn Breeders Switch from Offense to Defense in New Hybrids Corn Breeders Switch from Offense to Defense in New HybridJust a few years ago, all seed companies talked about was yield. For the most part, that is all farmers really cared about.  But in recent years, defensive traits like disease resistance or insect tolerance have become a big part of how a corn hybrid is evaluated.Ryan French, Senior marketing manager for corn with DuPont Pioneer, says corn breeders are stressing agronomic traits as much as yield in new hybrids. “We are really focused on bringing agronomic improvements like standability and root development,” he stated.He said, given the kind of weather extremes we have seen in the Midwest, these defensive traits are just as important to a grower as yield, “Insect and disease resistance,  stalk quality, tolerance to insects are all things growers are evaluating today.” He added that some of the investments Pioneer made 10 years ago are now, resulting in genetics with very effective defensive packages.With our ability to collect on farm data, he says hybrid selection can be very specific to best meet the conditions of a particular field, “We do so many on farm comparisons with customers we can say with confidence how a hybrid is going to perform in different environments.” He told HAT growers need to consider building a package of hybrids, not just pick the one they hear about at the coffee shop.Indiana saw issues like stalk integrity and dry down play a major role in corn fields in 2016.  So, Hoosier farmers will have those concerns on their minds as they make decisions on hybrids for 2017. Facebook Twitter Facebook Twitter Previous articleAg Secretary Search Continues to Turn Up SurprisesNext articleNASS gets Early Start Promoting Ag Census Participation Gary Truittlast_img read more

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first_img Previous articleEditorial: Students returned to campus. Cases surgedNext articleTCU News Now 8/26/20 TCU 360 Staff RELATED ARTICLESMORE FROM AUTHOR Pantone: Color of the year 2020 Sustainability is the new green: Fashion companies work towards environmentally-conscious practices Twitter Facebook The debate was held via Zoom on Aug. 25. TCU 360 is an official, student-produced product of the School of Journalism at Texas Christian University. + posts Behind the runway: One TCU student’s experiences at Fashion Week ReddIt What we’re reading: Chauvin found guilty in Floyd case, Xi to attend Biden’s climate change summit Abortion access threatened as restrictive bills make their way through Texas Legislature TCU 360 Staffhttps://www.tcu360.com/author/tcu-360-staff/ ReddIt TCU 360 Staffhttps://www.tcu360.com/author/tcu-360-staff/ TCU 360 Staffhttps://www.tcu360.com/author/tcu-360-staff/ Facebook TCU 360 Staffhttps://www.tcu360.com/author/tcu-360-staff/ Linkedin printTCU 360 staff moderated a virtual debate Tuesday evening with the three candidates running for vice president of the Student Government Association. The candidates are Liliana Ogden, Cage Sawyers and Drew Stewart. Linkedin Return of the disco: Latest fashion trends mirror the 1970s What we’re reading: Former Vice President dies at 93, Chad President killed on frontlines Twitter TCU 360 Staff last_img read more

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first_imgTwitter NewsLocal NewsVAT free perk for shoppers!By admin – January 7, 2010 454 Linkedin Advertisement WhatsApp Printcenter_img Facebook Three more city centre premises close doorsWITH three more city centre shops having brought down the shutters this week, a local businessman has come up with a novel idea to boost trade – introduce occasional VAT free shopping on Saturdays, especially on big sporting weekends.Sign up for the weekly Limerick Post newsletter Sign Up And he has received the support of Limerick Chamber.With the closure this week of two Cruises Street premises- Evans and Dorothy Perkins, and the announcement from 3G, who had a presence in Arthur’s Quay that they are to close their Irish outlets- the need to offer attractive incentives to draw shoppers into the city’s retail outlets is more acute than ever. Another casualty is Falks lighting premises on Henry Street, which is to close at the end of January.There are concerns that further closures will follow.Said the businessman, who did not wish to be identified: “We must create good, strong incentives to get people to come into town – once a person leaves the house and is in the city, he or she will spend – initially maybe just a coffee and muffin, but with stores offering real value, in terms of removing VAT on goods once a month, as well as quarterly reductions to get rid of stock, the message would be out there, that the city is offering great value – up to 21% reductions to the customer. Such an incentive would get shoppers into town and get the tills ringing”.He claimed that such incentives are not unusual in the United States.He pointed out that shop owners could absorb VAT themselves and still make a profit. “They would only have to pay VAT on the selling price of the goods over the counter”.Referring to the “massive hits to the retail sector in the city,” Limerick Chamber chief executive, Maria Kelly, said that in the current economic climate where people are earning less and spending less, “anything that will help boost the city retail sector, is worth supporting.“It would take all the retailers to come together on this and work on it, but the Chamber would be very happy to work with everyone concerned on this – it’s a very proactive idea to get people spending in the city,” she told the Limerick Post.“I feel that in the first quarter of this year we are facing a few more closures – it is going to be a tough start to 2010, but I sense we will start to come out of it in the second and third quarters of the year.“It’s a great pity that the Opera Centre development has been stalled – it will go to NAMA (Anglo Irish Bank had a 50% stake in the venture), but it is one of those developments that has a great deal going for it and I feel it will be reactivated”. Email Previous articleCold snap has A&E staff in overdriveNext articleNewly engaged? Don’t miss the Midwest Bridal Exhibition this weekend adminlast_img read more

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first_img The Best Markets For Residential Property Investors 2 days ago Subscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, Foreclosure, Journal, News About Author: David Wharton Governmental Measures Target Expanded Access to Affordable Housing 2 days ago appeals court Foreclosures Freddie Mac mortgage Promissory Note Transfer 2018-06-20 David Wharton Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Share Save Related Articles June 20, 2018 4,784 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Postcenter_img Previous: Single-Family Rental Prices Bode Well for Investors Next: Three-Decade Study Finds Young Households in a Bad Place Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Appeals Court Addresses Foreclosures & Promissory Notes Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: appeals court Foreclosures Freddie Mac mortgage Promissory Note Transfer Home / Daily Dose / Appeals Court Addresses Foreclosures & Promissory Notes David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] Demand Propels Home Prices Upward 2 days ago Can the holder of a mortgage foreclose on a defaulting party if they don’t also possess the promissory note? That was the question put before a New Jersey appeals court recently during a case involving Capital One Bank, Freddie Mac, and contested foreclosures. The court’s answer: the foreclosing party must indeed hold both the mortgage and the promissory note … but there’s a bit more to it than that.The New Jersey Law Journal reports that the case dates back to March 2005, when James Peck IV took out a mortgage with Chevy Chase Bank. That bank sold the note to Freddie Mac but kept the mortgage. Chevy Chase eventually merged with Capital One in 2009, and the next year, Peck defaulted on his mortgage.In February 2013, after one unsuccessful foreclosure attempt the year prior, Capital One (which was servicing the loan for Freddie Mac) once again began foreclosure proceedings. Peck, an attorney who had represented himself through much of this legal back-and-forth, passed away in July 2016, but his estate continued the appeals process after retaining counsel. In August 2016, the case was appealed, with the Peck estate’s lawyers making the argument that Freddie Mac owned the loan, and was thus “the only entity with the right to enforce the mortgage.”On Monday, the Superior Court of New Jersey’s Appellate Division ruled that “the plaintiff in a foreclosure action must demonstrate both possession of the note and a valid mortgage assignment prior to filing the complaint,” so as to prevent “the possibility of one entity foreclosing on the home while the other enforces the note.”“The issue is whether Capital One, both the successor owner and assignee of the mortgage, and the loan servicer, had the right to foreclose,” wrote Judge Ellen Koblitz, one of three judges on the New Jersey Appellate Division panel. She also cited a 2013 Freddie Mac internal bulletin which declared that foreclosures must typically be “processed or litigated in the servicer’s name.”The New Jersey Law Journal writes, “Since the defendant was provided more than sufficient notice that Capital One was the servicer for Freddie Mac, and since Freddie Mac publicly declared its policy to foreclose through its servicers, and since Capital One did possess the note at an earlier foreclosure proceeding as well as an assignment, the court said the irregularities were not sufficient to reverse the foreclosure judgment.”In the opinion, Koblitz added, “We do not intend by this decision to approve the way this foreclosure was prosecuted. The note should have been in Capital One’s possession at the time it filed this foreclosure complaint.”Nicholas Stratton of Stratton Stepp, an attorney representing the Peck estate, criticized the ruling, according to the New Jersey Law Journal, calling it “hard to square with other cases,” adding that “previously, if you own the note, the mortgage follows the note.”To read the full opinion from the New Jersey Appellate Division panel, click here. To read more about other recent foreclosure-related stories, click here.last_img read more

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